We help you financially transform your creative future!
Coaching services
Our coaching services provide 24/7 access to our experienced team. Through monthly financial literacy seminars and personalized one-on-one sessions, we help artists develop a comprehensive understanding of budgeting, cash flow management, effective tax strategies, asset protection measures, investment options, sound financial decision-making, and the significance of portfolio diversification.
Access to professional resources
Financial literacy requires more than a team of financial professionals.
Our resources and affiliates consist of a variety of professionals such as: attorneys, financial planners, accountants, bankers, property & casualty brokers, and entertainment industry professionals.
Budgeting
As creatives’ income may be less predictable than in other professions, having a budget is essential to navigate the financial ups and downs of their music career. We provide comprehensive education on "wise spending" throughout their career, ensuring they manage their income effectively and plan for both personal expenses and current and future projects.
Tax Strategies
We collaborate with top-tier entertainment CPAs to incorporate tax-saving strategies into our educational seminars. Our experts guide entertainers on claiming eligible business expenses, including musical instruments, equipment, rent for practice and recording spaces, travel costs for gigs and concerts, and more. Our objective is to minimize our clients' tax liabilities, maximizing their disposable income for what matters most.
Credit Worthiness
In the artistic world, credit is about acknowledging those who contributed to a work, while in the financial world, it's about your ability to borrow money responsibly. A good credit score allows you to secure loans with lower interest rates, qualify for better credit cards, and potentially lower your insurance costs. Creditors consider various factors, including payment history, credit utilization, length of credit history, credit mix, and new credit inquiries, to determine your creditworthiness. Our team can guide you on the steps to improve and maintain a strong credit score.
Protection Planning
Every musician should have their own professional/general liability insurance policy to safeguard themselves against potential lawsuits arising from their work. In our litigious society, artists need to be prepared for unforeseen circumstances that could lead to legal disputes. Liability insurance provides protection against allegations of negligence or misconduct that could result in financial losses. Just as copyright protects an artist's creative work, insurance protects their financial well-being and the well-being of their loved ones. Consider it an essential investment in your future and a means of securing your assets.
Asset Management
Through affiliation, our experienced financial planners can help you create an investment portfolio tailored to your risk tolerance, time horizon, and financial goals. With over 30 years of expertise in the financial industry, they can guide you through the intricacies of investment strategies, helping you navigate potential pitfalls and achieve your financial objectives.